Contact

Let's Talk Mortgages

Ready to start? Have questions? Just want to know your options? Reach out — Enoch responds fast.

Start Here

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Step 1 — Application

Ready to Apply?

The application takes about 15 minutes and puts the process in motion. Enoch personally reviews every file and reaches out quickly with next steps.

Secure, encrypted online application
Reviewed personally by Enoch
Quick pre-approval turnaround
One application — shopped across 150+ lenders
Purchase, refinance, and investment loans

Start My Application →

Enoch Kim · NMLS #963641 · Powered by Edge Home Finance, LLC · NMLS #891464 · Equal Housing Opportunity. All loans subject to credit approval.

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Step 2 — Credit Report

One Report.
150+ Lenders. 90 Days.

A credit report is required before we can issue your pre-approval. We keep it transparent and at-cost — one pull covers our entire lending network for 90 days.

💡 Most lenders charge this at closing — sometimes with a markup. We keep it upfront so your overhead stays low and your rate stays competitive.

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Hard Pull

Required for pre-approval · Full tri-merge · All 3 bureaus · 90 days

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Soft Pull

No score impact · See where you stand · Consumer copy included

One hard pull valid across all 150+ lending partners
Consumer copy of your report provided
Soft pull won't affect your score
Most lenders don't offer the soft pull option — we do

For consumers only. Hard pull may temporarily affect your credit score. Soft pull cannot be used for mortgage qualification. Edge Home Finance, LLC · NMLS #891464

Get In Touch

Send a Message

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Phone / Text301-830-3366

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Fax844-979-3040

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Emailenoch@fundedbyenoch.com
enoch.kim@edgehomefinance.com

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Based InMiddletown, DE · Serving 49 States

📅 Book an Appointment

Pick a time that works for you — no phone tag, no chasing.

Schedule a Call

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Message / Questions

⚡ We typically respond within minutes.

Let's Talk Mortgages

Ready to Apply?

One Report.150+ Lenders. 90 Days.

Send a Message

📅 Book an Appointment

One Report.
150+ Lenders. 90 Days.