Financial Tools

Calculators to Guide Your Decisions

Estimate your affordability, monthly payment, or the savings from paying off credit cards with a refinance. All tools are for educational purposes.

These calculators are for educational and estimation purposes only. Results do not constitute a loan offer, pre-approval, or commitment to lend. Contact Enoch for an official loan estimate.

Annual Income $85,000

Monthly Debts $500

Down Payment $20,000

Interest Rate 6.75%

Loan Term

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Estimated Max Home Price

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Max Mo.

Max Loan

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Down Payment

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Max P&I

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Estimate only. Actual affordability varies by credit score, loan type, and lender guidelines. Contact Enoch for an official pre-approval · NMLS #963641 · Edge Home Finance, LLC · NMLS #891464

Home Price $350,000

Down Payment $70,000

Interest Rate 6.75%

Loan Term

Prop. Tax/yr

Insurance/yr

HOA/mo

PMI/mo

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Estimated Monthly Payment

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Monthly

Principal & Interest

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Property Tax

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Insurance

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HOA

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PMI

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Loan Amount

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Total Interest

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Total Cost

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Year	Principal	Interest	Balance

Estimate only. Does not include closing costs or APR. Not a commitment to lend. Contact Enoch Kim · NMLS #963641 · Edge Home Finance, LLC · NMLS #891464 · Equal Housing Opportunity.

CC Balance $25,000

CC Interest Rate 22%

Monthly CC Payment $600

Cash-Out Amount $25,000

New Mortgage Rate 6.75%

Loan Term

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Potential Monthly Payment Difference

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Saved/Mo

Current CC Payment

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New Mortgage Payment

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CC Total Interest

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Mortgage Total Interest

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Refinancing may extend repayment terms and increase total interest paid. Educational estimate only. Not a commitment to lend. All loans subject to credit approval. Contact Enoch Kim · NMLS #963641 · Edge Home Finance, LLC · NMLS #891464 · Equal Housing Opportunity.

Calculator results are estimates for educational purposes only and do not constitute a loan offer, pre-qualification, or pre-approval. Actual rates and terms determined by credit profile, property type, and lender guidelines. Contact Enoch Kim · NMLS #963641 · Edge Home Finance, LLC · NMLS #891464 · NMLS Consumer Access · Equal Housing Opportunity.